Short answer: Often, yes - if the numbers stack up for you. Property is typically less volatile than shares and can deliver steady rental income. Start with one asset, manage it well, and - with the right strategy - you can grow it into a profitable portfolio.
Read MoreFrom 1 October 2025, first-home buyers can use the Australian Government 5% Deposit Scheme to purchase a home with as little as a 5% deposit and pay no LMI, thanks to a government guarantee provided through Housing Australia. Places are now unlimited, income caps are removed, and price caps have been lifted.
Read MoreThe age-old question of whether to buy or rent a home doesn’t have a one-size-fits-all answer. The right choice depends on your lifestyle, financial situation, and long-term goals. Let’s break down the key pros and cons of both paths.
Read MoreRefinancing your home loan can be a smart move — whether it’s to lock in a lower rate, access equity, or consolidate debts. But what happens if your credit score isn’t perfect? Can bad credit stop you from refinancing altogether?
Read MoreInvestment in real property, such as residential real estate, is likely to be a lengthy process and one that usually involves a plan for the long term. To ensure you have considered what is required before making the big purchase, we’ve outlined steps you need to take in that process.
Read MoreOne of the most important things to consider when buying a house is how much mortgage you can reasonably afford to pay off. Knowing how much you can allocate to your monthly repayments often spells the difference between living comfortably and struggling to make ends meet. Expert opinion varies on the exact amount, but the consensus is you should have enough left over to meet other financial obligations after making your home-loan payment. So, what percentage of your monthly income should you dedicate to your mortgage? Let’s take a closer look:
Read MoreImagine you’re a self-employed business owner with a thriving business. However, despite your success, you're facing a significant challenge: ATO debt. If you've ever found yourself in this situation, you're not alone. It’s a stressful scenario, but it doesn't have to be the end of the road. With the right financial solutions, you can turn things around, boost cash flow, and get back on track. Read our story to find out how.
Read MoreLabor’s election win could reshape Australia’s housing landscape. We’ve unpacked the party’s promised reforms - from expanded shared-equity schemes to new supply incentives - and what they might mean for your borrowing power, property values, and next move. Dive in to see the policies to watch.
Read MoreKnowing your net worth is one of the most powerful ways to measure and build lasting wealth. While metrics like your credit score, mortgage balance or superannuation nest egg can all tell part of the story, net worth alone provides a clear snapshot of your overall financial health.
Read MoreAustralia’s median dwelling value rose by 0.4% in March, reaching a new record high of $820,331, according to CoreLogic’s latest Home Value Index. The lift marks the second consecutive monthly increase after a brief dip in late 2024, spurred on by the Reserve Bank’s first rate cut in more than three years.
Read MoreThe 2025 federal budget offers a few modest measures for Australians hoping to secure a mortgage, and it might have implications for interest rates.
Read MoreMore Australians turn to mortgage brokers for expert home loan guidance
Read MoreThe government is adopting the MFAA’s recommendation for APRA and ASIC to revise their guidance on how HECS‑HELP debts are factored into mortgage serviceability.
Lenders often treat student loan obligations in a way that significantly reduces a borrower’s assessed capacity to repay a home loan. By updating this guidance, the hope is to remove or lessen the “penalty” from HECS-HELP debts, especially for first-home buyers - making it easier for them to qualify for a mortgage.
Read MoreThe changes to the foreign resident capital gains withholding (FRCGW) legislation means all Australian residents now require a clearance certificate from the ATO for all property contracts signed on and after 1 January 2025, regardless of the sale price.
Read MoreThe ATO is using property management data to cross-check rental income and expenses declared by property investors. To avoid errors, investors must accurately report gross rental income, claim expenses appropriately (e.g., distinguishing between capital costs and repairs), and correctly split rental income/expenses among co-owners. If a mistake is made, prompt correction is advised to maintain compliance.
Read MoreThe Federal Government has announced a further 50,000 places under the Home Guarantee Scheme.
Read MoreLooking to secure a home loan without the wait? The timeline between your initial contact with a broker and your loan approval can be unpredictable, but did you know that you can influence the speed of this process? Delays often occur due to a lender's assessment turnaround time, especially when they have attractive offerings that result in a high volume of applications. However, the most crucial factor affecting your loan approval speed is your level of preparation. In this blog post, we offer insider tips on accelerating your home loan approval process - from having all your financial documents ready to being completely transparent with your broker. Skip the waiting line and get the keys to your dream home faster. Read on to find out how.
Read MoreAre you a property investor? Check out the latest policies and policy changes that could impact you. Federal Treasurer Jim Chalmers has announced the Federal Budget 2023-24, which includes important updates for property investors and the housing market.
Read MorePublished by MFAA
Knowing what your repayments will be each month can help you with budgeting and locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed rate loans before committing to one.
Read MoreArticle by Gerv Tacadena for Your Mortgage
The successive rate hikes last year have discouraged many first-home buyers from opening the property market doors — will it be the same this year?
First-home buyers must keep an eye out for changes in lending requirements and other market trends that will impact how to tackle their purchasing strategies this year.
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