Viewing entries by
Cristiane Rubin

How much of your income should you spend on a mortgage?

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How much of your income should you spend on a mortgage?

One of the most important things to consider when buying a house is how much mortgage you can reasonably afford to pay off. This is because knowing how much you can allocate to your monthly repayments very often spells the difference between living comfortably and struggling to make ends meet.

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Is it better to rent or buy a house in 2021?

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Is it better to rent or buy a house in 2021?

Should you buy a home and reap the sense of security that comes with it? Or should you continue renting and enjoy the flexibility it provides? The decision should boil down to what suits you best personally and financially.

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What is the best home loan for you?

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What is the best home loan for you?

Many housing experts believe that the current economic conditions have created a unique opportunity for aspiring homeowners to get on the property ladder. But how can you tell if a certain home loan fits your needs and financial situation? The answer depends on several factors.

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Five ways to fund a renovation

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Five ways to fund a renovation

Considering transforming your home from ‘banal’ to ‘brilliant’, but lack the funds to support your makeover? Never fear, we’ve rounded up five home renovation finance options that could help turn your dream into reality.

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Property investing checklist

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Property investing checklist

Investment in real property, such as residential real estate, is likely to be a lengthy process and one that usually involves a plan for the long term. To ensure you have considered what is required before making the big purchase, we’ve outlined steps you need to take in that process:

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What are the extra costs of buying a home?

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What are the extra costs of buying a home?

When taking out a mortgage, many people forget to consider the associated fees and expenses. Here are some of the extra costs that you’ll need to consider when you take out a home loan.

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Selling your home? Here are the first steps to take!

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Selling your home? Here are the first steps to take!

There is more to selling your home than putting up a ‘For Sale’ sign on your front lawn. Take a loot at the first things you should check off your list to help you get a favourable result from your investment and to ensure the process runs as smoothly as possible.

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Can bad credit stop you from refinancing?

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Can bad credit stop you from refinancing?

It is a must for borrowers to have a good credit standing when it is their first time applying for a home loan. Not only do credit scores indicate the borrowing behaviour of the applicant, but they also dictate the fate of the entire mortgage application. Does the same apply when you refinance your loan?

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